Stellar (XLM)

Payments Rank #31 🟡 MODERATE
5.8/10

Score Breakdown

Unlock6/10
Tokenomics6/10
Insider7/10
Onchain4/10
Dev Activity8/10
Revenue2/10
Institutional5/10
Etf5/10
Market Structure7/10
Security8/10

Analysis

Stellar's fixed 30B token supply remains fully circulating with no inflation risk. The Stellar Development Foundation announced a $200M DeFi acceleration program in February 2026 to boost Soroban smart contract adoption. MoneyGram expanded its partnership to include 15 new corridors for cross-border payments. TVL has grown significantly with new DeFi protocols launching on Soroban. The network processed over 2B transactions in 2025, demonstrating growing utility beyond payments.

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